Newsplex - Safe Teen Drivers - Headlines

Safe Teen Drivers: How to Save on Insurance

By: Megan Rowls Email
By: Megan Rowls Email

September 10, 2012

When it is time for teenager to get behind the wheel, many parents look at what insurance policy they need. Although insurance can be expensive there are some ways to pay for a policy at a low price. The type of car a teen drives can affect how much a parent will have to pay.

"A four door mid size car is typically going to be the least expensive to insurer as compared to a two door sports car a convertible or a pick up truck or an SUV. So it is general rule there are always exceptions," said Mike Arnold, owner of the Mike Arnold Agency.

Teens can also get a low price if they do well in school. Depending on what the company offers, higher grades could mean lower prices.

"For instance with Nationwide, a student can get a good student discount with a G.P.A. of 3.5 or better or the top 10 percent of their class or on the deans list for a college student," said Arnold.

Arnold adds with Nationwide a teen must be listed on policy once they get their drivers permit. If a teen is not insured and get into a crash, there could be problems.

"There are serious legal ramifications for operating a vehicle that is uninsured as well as the owner of the vehicle to permit operation of an uninsured vehicle."

Arnold says parents should make sure their teen is safe on the road, they can limit the amount of passengers a teen has in their car. They should also make sure their teen is not distracted by their phone.

Parents can also check to see how their teen is driving. There are several options for devices that parents can place the device in their teen's car and go online to track their driving behavior.


The comments sections of Newsplex.com are designed for thoughtful, intelligent conversation and debate. We want to hear from our viewers, but we only ask that you use your best judgment. E-mail is required, but will not be displayed with comment.

  • Comments cannot be profane or vulgar. We will not post comments that use profanity or cross the lines of good taste.
  • We will not post comments that use hate speech. Slurs, stereotypes and violent talk aren’t welcome on our website.
  • Comments should not attack other readers or people featured in our stories personally. Any accusations should be backed up with facts.
  • Any comment we post will be posted in its entirety. We do not edit any comment that we post.
     
  • Comments should contribute to the discussion. We will not post comments that don't advance the discussion. Flaming and/or trolling will not be tolerated.
     
  • Comments should not attack other posters. Let's keep the focus on the content of the story.

    As a host Newsplex.com welcomes a wide spectrum of opinions. However this is a site that we host. We have a responsibility to all our readers to try to keep our comment section fair and decent. For that reason The Newsplex reserves the right to not post or to remove any comment.

    If you have any ideas to improve the conversation or this section let us know. Send an e-mail to webmaster@newsplex.com.

 

powered by Disqus
The Charlottesville Newsplex 999 2nd Street S.E. Charlottesville, VA 22902 434.242.1919 – Main 434.220.7522 - Newsroom
Gray Television, Inc. - Copyright © 2002-2014 - Designed by Gray Digital Media - Powered by Clickability 169240166