As a new dog-owner, Valerie Petway, is learning quickly how costly routine check-ups can get. It's made her think twice about buying pet health insurance.
"I would definitely be interested in getting more information, it would be something I would look in to," said Petway.
Just as with people, pet health insurance can provide coverage for a variety of medical treatments from prescriptions to surgery. Dr. Steven Epstein of the Animal Hospital of Ivy Square thinks the coverage is a wonderful way to ease the sometimes unexpected burden on pet-owners.
"One reason it's wonderful is because your pet health insurance rates don't go up when you make a claim, unlike the human medicine," said Epstein.
Pet health insurance can cost anywhere from $10-60 a month depending on the animal's age. That insurance can save pet owners up to 90 percent on their medical bills. The problem is not many people know about it.
"Id like to see how the pet insurance pays for his shots and things like that, things that he's going to need anyway," said Petway.
Even though most medical treatments are covered, the amount of coverage varies greatly on the type of pet you have, Dr. Epstein warns after reading over the policy carefully.
"Check with the insurer first to make sure your pet isn't excluded for certain conditions, there are many breed-inherited disorders that are excluded from pet health insurance," said Dr. Epstein.
Still Valerie agrees the monthly premium beats paying out-of-pocket.
"That's reasonable, you can't even buy a bag of dog food for $10," said Petway.
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